This free Kentucky real estate practice exam is a simple way to see how ready you are for the Kentucky sales associate licensing exam. There is no account, no sign-up and no fee. Work through the questions, check your score, and use your misses to guide your studying.

Under the practice exam, you will find a guide to the real Kentucky exam: who gives it, the number of questions, time limits, the passing score, the fee, the retake deadline and the official content outline. The exam facts come from PSI’s Kentucky candidate information bulletin and the Kentucky Real Estate Commission’s published licensing steps.

Please note: this is a Kentucky state-law practice exam. Its questions cover the 50-question state portion of the Kentucky exam: Kentucky license law (KRS Chapter 324), the Kentucky Real Estate Commission‘s rules, and related Kentucky statutes. For the 80-question general (national) portion, take our free national practice exam.

Still working toward your license? Our step-by-step guide on how to get a Kentucky real estate license covers the education, application, background check, fees and renewal rules.

About the Kentucky Real Estate Exam

In Kentucky, the entry-level license is called a sales associate license. The licensing exam is administered by PSI Services for the Kentucky Real Estate Commission (KREC). PSI’s Kentucky real estate page is where you register, and the Kentucky candidate information bulletin is the official guide to the exam. The version we reviewed is marked “Updated 10/1/2023,” so check for a newer one before you test.

Exam format at a glance

The sales associate exam is divided into two portions, general and state:

• General (national) portion: 80 questions, 150 minutes.
• State portion: 50 questions, 90 minutes.
• Both portions: 130 questions, 240 minutes.

PSI may also include 5 to 10 experimental questions. They are not scored, and the Kentucky bulletin says the time you spend on them does not count against your testing time. You will not know which questions are experimental, so answer every one.

Passing score

The bulletin says you must score at least 75% correct to pass. Because the general and state portions are scored separately and you retake only the portion you fail, plan to reach 75% on each. On the 80-question general portion, that means at least 60 correct. On the 50-question state portion, it is roughly 38 correct.

Your score appears on screen right after the exam, and you also get an unofficial printed score report. If you pass, you receive the information you need to apply for your license. If you fail, you get a diagnostic report showing your strengths and weaknesses by topic.

Fees, Registration and Exam Day

The PSI bulletin lists the examination fee as $100, and it says the fee is $100 whether you take one portion or both. Registration fees are not refundable, and they expire one year after you register.

Before you register

You must complete your pre-license education before you test. The bulletin lists two ways to meet the sales associate education requirement: six academic credit hours in real estate from an accredited college or university, or 96 classroom hours from a Kentucky-approved private real estate school. You also need proof of high school graduation or a GED.

The Commission’s steps add one more requirement that trips people up: you must submit your fingerprints for a national criminal history check before you register for the exam. You do not need the results back before you register, but the check has to be started.

Scheduling and cancelling

PSI recommends registering online, and phone registration is also available. To cancel or reschedule without losing your fee, PSI must receive your cancellation two days before your exam date. For a Monday exam, that means by the previous Saturday. A voicemail or email does not count as a cancellation. If you miss your appointment, arrive late, or show up without proper ID, you forfeit the fee.

What to bring

Arrive 30 minutes early. Bring one valid, non-expired form of identification that has your photo and signature, such as a driver’s license, state ID card, passport or military ID. The name must match your registration. Only silent, battery-powered, non-programmable calculators without paper tape or an alphabet keyboard are allowed. Phones, bags, notes and other personal items must stay out of the testing area.

After you pass

The Commission’s steps say you must submit your completed license application within 60 days of passing both portions. If you miss that deadline, your exam results are void. Your national criminal history check is valid for 90 days, so you need to pass the exam and submit your application before it expires.

Along with your application, you will need your course completion certificate, proof of high school or college education, proof of errors and omissions insurance, and the license fee, which the Commission lists as $130 for an active license or $120 for an inactive one. For a broader look at the career path, see how to become a real estate agent.

Retakes and the Four-Month Rule

If you pass one portion and fail the other, you retake only the portion you failed. But Kentucky has a firm time limit. The bulletin says that if you do not pass both portions within four months from passing the first portion, you must take both portions again.

You cannot book a retake on the same day you tested, because PSI needs time to process scores. The bulletin’s example: if you fail on a Wednesday, you can call on Thursday and may retest as soon as Friday, depending on availability. Each retake costs the same $100 fee.

Between the four-month rule, the 90-day background check and the 60-day application deadline, timing matters in Kentucky. Schedule your first attempt soon after you finish your course so you have time for a retake if you need one. Our article on what happens if you fail the real estate exam has more on recovering from a miss.

What’s on the Kentucky Real Estate Exam

General portion topics

The general portion follows PSI’s national real estate content outline. For sales associate candidates, the weights are:

• Property ownership: 10%
• Land use controls: 5%
• Valuation: 8%
• Financing: 10%
• Contracts: 19%
• Agency: 13%
• Property disclosures: 7%
• Property management: 3%
• Transfer of title: 6%
• Practice of real estate: 12%
• Real estate calculations: 7%

Contracts, agency and the practice of real estate add up to 44% of the general portion. Our free national practice exam focuses on these same subject areas.

State portion topics

The Kentucky state content outline spreads the 50 sales associate questions across six areas:

• Real Estate Commission (powers, enforcement, the Education, Research and Recovery Fund): 5 questions
• Requirements for a license (activities requiring a license, eligibility, renewal, license changes, continuing and post-license education, errors and omissions insurance, background checks): 10 questions
• Brokerage activities and requirements (broker and sales associate relationship, commissions, advertising, handling money and documents, escrow accounts, improper conduct, unlicensed assistants, the broker lien law, the no-call list): 18 questions
• License law requirements for contracts (statute of frauds, listing and purchase contracts, submitting offers, licensee duties): 6 questions
• Disclosures and agency issues (agency disclosure, personal interest, condominium seller certificates, seller disclosure of property condition, stigmatizing factors): 8 questions
• Property management (written agreements, procedures, security deposits): 3 questions

Brokerage activities is the largest state area at 18 of 50 questions. Licensing requirements is next at 10. Study those two areas until you can explain the rules from memory.

How to Use This Kentucky Real Estate Practice Exam

The questions on this page are Kentucky state-law questions, so use this Kentucky real estate practice exam to get ready for the 50-question state portion. For the 80-question general portion, use our free national practice exam.

• Get a baseline. Take the practice exam before you review anything.
• Track misses by topic. Sort each wrong answer into a state outline area. Brokerage activities misses deserve the most attention, since that area is 18 of the 50 state questions.
• Write down the rule. For each miss, write one sentence that states the rule behind the right answer.
• Retake after targeted study. Wait a few days, review your weak areas, then take the Kentucky real estate practice exam again.
• Practice the general portion too. The state portion is 50 questions, and you need about 75% of them. The general portion is 80 questions, so pair this exam with national practice.

A Study Plan for the Kentucky Sales Associate Exam

The four-month retake window rewards a focused plan. This four-week schedule works well after you finish your 96-hour course. For more on timing, see how long to study for the real estate exam.

Week 1: Ownership, title and land use

Review property ownership, estates, co-ownership, land use controls, deeds and transfer of title. Learn key real estate terms such as easement, lien, encroachment, fee simple and life estate.

Week 2: Contracts and agency

Spend the week on contract formation, contract types, listing agreements, offers and counteroffers, agency relationships and fiduciary duties. Work scenario questions that ask what the licensee should do next.

Week 3: Kentucky law

Switch to the state portion. Study brokerage activities first because it is the biggest state area, then licensing requirements, disclosures and agency, contracts, the Commission and property management.

Week 4: Finance, valuation, math and timing

Review financing and valuation, then practice math daily with our real estate math guide. Take timed sessions so 150 minutes for the general portion and 90 minutes for the state portion feel normal. Finish with our tips for passing the real estate exam.

Common Mistakes on the Kentucky Real Estate Exam

• Registering before fingerprinting. The Commission says fingerprints must be submitted before you register for the exam.
• Waiting too long to retake. If you do not pass both portions within four months of passing the first, you start over.
• Letting the background check expire. It is valid for 90 days, and you need to pass and apply before then.
• Missing the 60-day application window. Late applications void your exam results.
• Cancelling by email. Use the PSI website or call PSI directly, and do it at least two days ahead.

Kentucky Real Estate Practice Exam Questions

These sample questions mirror the style of the general portion, plus one on Kentucky’s exam rules. Answers follow each question.

A Kentucky candidate passes the state portion on June 1 but fails the general portion. What happens if the general portion is not passed by early October?

Answer: The candidate must take both portions again. The PSI bulletin says that if you do not pass both portions within four months from passing a portion, you must retake both.

A property owner grants a neighbor the right to cross her land to reach a lake. The right belongs to the neighbor’s land and passes to future owners of that land. What is this?

Answer: An easement appurtenant. It benefits a specific parcel (the dominant estate) and burdens another (the servient estate). It runs with the land when either property is sold. An easement in gross, by contrast, benefits a person or company rather than a parcel.

Which type of deed gives the buyer the greatest protection?

Answer: A general warranty deed. The grantor guarantees good title against defects that arose at any time, including before the grantor owned the property. A quitclaim deed gives the least protection because it makes no warranties at all.

A seller nets $190,000 after paying a 5% commission. What was the sale price?

Answer: $200,000. If the commission is 5%, the seller keeps 95% of the price. Divide the net by 0.95: $190,000 ÷ 0.95 = $200,000.

A 17-year-old signs a contract to buy a car from an adult. How is the contract best described?

Answer: Voidable. A minor lacks full legal capacity, so the minor may choose to cancel (disaffirm) the contract, while the adult is bound if the minor chooses to go ahead. A voidable contract is valid until the party with the right to cancel does so.

An annual property tax bill of $3,650 is paid in arrears. The sale closes on April 30, and the seller owns the day of closing. Using a 365-day year, how much is the seller’s credit to the buyer?

Answer: $1,200. The daily rate is $3,650 ÷ 365 = $10. January 1 through April 30 is 120 days in a non-leap year, so the seller owes 120 × $10 = $1,200, credited to the buyer because the buyer will pay the full bill later.

Kentucky Real Estate Exam FAQ

How many questions are on the Kentucky real estate exam?

The sales associate exam has 80 general questions and 50 state questions, for 130 in total. You have 150 minutes for the general portion and 90 minutes for the state portion, or 240 minutes overall.

What score do you need to pass the Kentucky real estate exam?

The PSI bulletin says you need at least 75% correct. The portions are scored and retaken separately, so aim for 75% on both the general and state portions.

How much does the Kentucky real estate exam cost?

The bulletin lists a $100 exam fee, whether you take one portion or both. The license fee paid to the Commission is separate; the Commission lists $130 for an active license.

Are these actual Kentucky exam questions?

No. They are practice questions written to be similar to exam questions. This Kentucky real estate practice exam covers Kentucky state law, so pair it with our free national practice exam for the general portion.

Key Takeaways

• PSI gives the Kentucky sales associate exam for the Kentucky Real Estate Commission.
• The exam has 80 general questions (150 minutes) and 50 state questions (90 minutes).
• You need at least 75% correct, and you retake only the portion you fail.
• Pass both portions within four months of passing the first, or retake both.
• The exam fee is $100. Submit fingerprints before you register, and apply within 60 days of passing.
• Brokerage activities is 18 of the 50 state questions, so study it first.

Ready to try again? Scroll up and retake the Kentucky real estate practice exam, then keep practicing with our free national practice exam and the full list of free practice exams.